Pezant's Perspective

Churning

Where do I start with credit card churning?

For optimal card sign up paths check out this credit card flowchart from r/churning: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: https://www.reddit.com/r/churning/comments/74hghz/miles_vs_points_what_are_they/ Why you should not churn: https://www.reddit.com/r/churning/comments/8m487c/why_you_should_not_begin_churning_v30/ Credit Card Decision Read more…

By pezant, 7 days ago

Churning

Where do I start with credit card churning?

For optimal card sign up paths check out this credit card flowchart from r/churning: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: https://www.reddit.com/r/churning/comments/74hghz/miles_vs_points_what_are_they/ Why you should not churn: https://www.reddit.com/r/churning/comments/8m487c/why_you_should_not_begin_churning_v30/ Credit Card Decision Read more…

By pezant, 7 days ago

Referral Links

If you want to support me please use these referral links. However, if the links don’t offer benefits beyond what is otherwise available (e.g. 20K less points for same amount of spend) please don’t feel bad not using them. Credit Read more…

By pezant, 7 days ago

Life Tips

Do you need to be under 5/24 to get a Chase business card with EIN?

TLDR: You cannot bypass 5/24 by using an EIN instead of a SSN. If you’re looking to maximize the number of cards you can get from Chase before being locked out by their 5/24 rule like me then you’re likely targeting Read more…

By pezant, 3 months ago

Life Tips

Comparison of Major Internet Providers in the Bay Area (Primarily San Francisco)

Tier Breakdown Name Tier Level Speed Cost Reliability Additional Notes Sonic (Fiber) A 1000 up/down $40/mo Excellent No annual contract Webpass A 1000 up/down $60/month or $550/year ($45/month) Excellent Choice between annual or monthly contract Monkeybrains (if in the right Read more…

By pezant, 4 months1 month ago

Tech Tips

Official Google Adwords Coupon Link

Just want a code? Go here. If you want to get an introductory offer for the Adwords account you’re setting up you’ll see a bunch of results from random blogs claiming to have coupon codes that give you a certain Read more…

By pezant, 5 months4 months ago

Referral Links

Dosh, $5 Referral Link

$5 offer for new users joining Dosh. I recently came across Dosh in r/churning and looked into it a bit. When signing up, I did my due diligence on checking for any referral or signup promos. If you just create Read more…

By pezant, 5 months5 months ago

Useful Facts

How to Pair Hush (CB3) Bluetooth Headphones

I recently got a pair of Hush Bluetooth Headphones at work and couldn’t figure out how to pair them to my computer for the life of me. After a bunch of searching online I finally found the answer! If you Read more…

By pezant, 8 months8 months ago

Useful Facts

Marcus Bank: ACH Transfer Fund Availability

I recently opened a Marcus bank account (for the purposes of then transferring funds to another account and triggering a Direct Deposit). I funded with a transfer from Charles Schwab and it was taking forever for my funds to be Read more…

By pezant, 8 months ago

Life Tips

A Beginner’s Guide to Credit Cards & Churning

So you’re interested in starting churning (or maybe you just want to sign up for the best credit cards available to you)? I too was at that same point just a short time ago. I’m still learning a bunch and Read more…

By pezant, 12 months6 months ago

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