Author: pezant

Creating a .slate file for Slate (Mac Window Management): Resolve “Could not load ~/.slate or ~/.slate.js”

A while back I was looking for a solution to restore my window setup when I went between being at my desk and bringing my laptop to meetings. I settled on Slate which is a great, lightweight solution to save your window positions and quickly restore them exactly as they were. Unfortunately, it can be […]

The Basics of the Path to Financial Independence

The Basics of the Path to Financial Independence In these posts I’ll attempt to lay out the core of whatI believe are the basics of the path to Financial Independence. Please share your feedback and suggestions if you have any, :)! Saving for the future Where to put the money you have leftover after expenses […]

How to make investment decisions

How to make investment decisions We covered this briefly in the previous section but, for the most part, the riskier your investment is the more returns you’ll earn from it over time. Risk cuts both ways. Meaning that, depending on the investment you are choosing, the value of your investment could drop precipitously or be […]

Where should you put your money after expenses

Where should you put your money after expenses? So you’ve got some money left over after paying for your expenses. Congratulations! Now you should start thinking about what you’re going to do with that money. Thankfully, the process is fairly simple and it’s mostly just a waterfall approach. My advice would be to roughly follow […]

Where do I start with credit card churning?

For optimal card sign up paths check out this credit card flowchart from r/churning: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: https://www.reddit.com/r/churning/comments/74hghz/miles_vs_points_what_are_they/ Why you should not churn: https://www.reddit.com/r/churning/comments/8m487c/why_you_should_not_begin_churning_v30/ Credit Card Decision Flowchart: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ Beginner’s Chase Guide for Under 5/24: https://old.reddit.com/r/churning/comments/9sgpmk/beginners_chase_guide_for_folks_under_524_v_20/ I’ve also written an accumulation of […]

Do you need to be under 5/24 to get a Chase business card with EIN?

TLDR: You cannot bypass 5/24 by using an EIN instead of a SSN. If you’re looking to maximize the number of cards you can get from Chase before being locked out by their 5/24 rule like me then you’re likely targeting business cards offered by Chase to maximize the rewards you can get from them. Lately, […]