Author: pezant

How to make investment decisions

How to make investment decisions We covered this briefly in the previous section but, for the most part, the riskier your investment is the more returns you’ll earn from it over time. Risk cuts both ways. Meaning that, depending on the investment you are choosing, the value of your investment could drop precipitously or be […]

Where should you put your money after expenses

Where should you put your money after expenses? So you’ve got some money left over after paying for your expenses. Congratulations! Now you should start thinking about what you’re going to do with that money. Thankfully, the process is fairly simple and it’s mostly just a waterfall approach. My advice would be to roughly follow […]

Where do I start with credit card churning?

For optimal card sign up paths check out this credit card flowchart from r/churning: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: https://www.reddit.com/r/churning/comments/74hghz/miles_vs_points_what_are_they/ Why you should not churn: https://www.reddit.com/r/churning/comments/8m487c/why_you_should_not_begin_churning_v30/ Credit Card Decision Flowchart: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ Beginner’s Chase Guide for Under 5/24: https://old.reddit.com/r/churning/comments/9sgpmk/beginners_chase_guide_for_folks_under_524_v_20/ I’ve also written an accumulation of […]

Do you need to be under 5/24 to get a Chase business card with EIN?

TLDR: You cannot bypass 5/24 by using an EIN instead of a SSN. If you’re looking to maximize the number of cards you can get from Chase before being locked out by their 5/24 rule like me then you’re likely targeting business cards offered by Chase to maximize the rewards you can get from them. Lately, […]

Comparison of Major Internet Providers in the Bay Area (Primarily San Francisco)

Tier Breakdown Name Tier Level Speed Cost Reliability Additional Notes Sonic (Fiber) A 1000 up/down $40/mo Excellent No annual contract Webpass A 1000 up/down $60/month or $550/year ($45/month) Excellent Choice between annual or monthly contract Monkeybrains (if in the right service area) A Excellent $105/3 months ($35/month) Good No annual contract, pay in 3 month […]

Official Google Adwords Coupon Link

Just want a code? Go here. If you want to get an introductory offer for the Adwords account you’re setting up you’ll see a bunch of results from random blogs claiming to have coupon codes that give you a certain amount of credit but inevitably those codes don’t work because they’ve been used, are expired […]